The Roadmap Is Not Neutral
On paper, the plan makes sense. Everyone signs off. The flow looks clean. The dependencies are mapped.
Then reality hits.
A department misses a deadline. A stakeholder changes direction. A bug appears no one accounted for. Or the team that shouts the loudest gets their priority bumped to the top, even if it derails something more important.
This happens more often than most people admit.
In theory, risk and payments should carry weight. These are the functions that keep the system running, protect trust, and manage revenue flow. But when roadmap conversations happen, it is usually the feature-heavy teams — marketing, product, growth — that get the airtime. The voice that cuts through is not always the one with the clearest view. It is the one with the strongest volume.
That volume distorts outcomes.
I have seen core improvements to payment reliability get delayed for months because a shiny feature was louder. I have seen compliance updates deprioritised because they do not come with a pitch deck or customer screenshots. I have seen teams firefight issues that were already flagged, just not heard.
The fix is not to be louder. It is to be clearer.
Good planning is not just alignment. It is knowing how to defend priorities when trade-offs are forced. It is making sure that operational voices are not buried under excitement or noise.
Because when the plan breaks, you find out very quickly who actually kept the system working.